Taylor Swift and Travis Kelce are getting married, and with bated breath, fans wait for the big day. When will it happen? Where will they walk down the aisle? What will she wear? But as they plan for their highly-anticipated wedding, America’s “royal couple” is likely also working through some less-glamorous nuances: like setting up a prenup.

As with wedding planning, the prenup process requires deliberate preparation and thorough attention to detail. With a prenup, a couple’s individual preferences, hopes, and needs should be assessed and incorporated into a thoughtful and effective agreement.

Forbes recently estimated the power couple’s joint net worth to be $1.67 billion. But the distribution is clearly weighted toward one side: The world’s richest female musician is worth $1.6 billion, and the three-time Superbowl champion tight-end is worth $70 million. While her wealth clearly exceeds his, both possess sizable personal holdings. So it’s almost certain that in the event of divorce, each will remain not only financially secure, but also ultra-wealthy.

So why do they even need a prenup?

A prenup helps keep property division simple. High-net-worth individuals — celebrities, athletes, successful businesspeople — tend to employ financial advisors and lawyers who establish complex asset structures. They create layers of companies and accounts (like LLCs and investment funds) to help protect assets, maintain privacy, plan their estates, and achieve other financial goals.

Why Taylor Swift and Travis Kelce should sign a prenup

Prenups protect these assets. In the event of divorce, parties can avoid having to share them. But prenups offer more protection than that: They prevent headaches that accompany splitting the assets; without a prenup, a divorce requires decisions about how to divide property. To make informed decisions, these complex structures must be understood, and access to documents and finances granted, so that they can be assessed by financial advisors from both sides. Surely, Swift and Kelce, like all ultra-wealthy spouses, would prefer to avoid these complications, and potential public exposure, with a prenup.

What kind of prenup should Kelce and Swift get?

As prosperous professionals with established businesses and substantial earnings, the couple’s prenup should be straightforward.

A “Titles Controls” prenup is a sensible choice for people — like Swift and Kelce — who enter a marriage with significant pre-marital assets and complex finances. With a Title Controls prenup, any asset titled in the name of one spouse is that spouse’s separate, individual property. The agreement makes it very clear that, in the event of divorce, any assets in his name will be his and any assets in her name will be hers, even if those assets are acquired during the marriage. Only property jointly titled in both names will be considered marital property in the event of divorce.

Under a Title Controls prenup, in the event of divorce, Swift would retain ownership of her real estate holdings, royalties, music catalog, and any other wealth amassed in her own name after the wedding. Like Swift, Kelce would retain ownership of any future capital accumulated in his name, as well as proceeds from his Tru Kolors clothing brand, Garage Beer brewery, and New Heights podcast.

Each will also keep certain personal property in the event of divorce. Usually, any personal property that directly relates to that person belongs to him or her at the time of a divorce. There’s no question, for example, that Swift’s jewelry will remain hers. Or that Kelce’s ever more fashionable designer wardrobe will be his, bringing us back to another intriguing question: What will he wear?

Whatever Kelce wears to the altar, it’ll undoubtedly be meticulously planned — just like the details of the couple’s wedding. And the same can likely be said of their financial plans. With a Title Controls prenup, Swift and Kelce will avoid potential complications and protect their individual assets. And ideally, live happily ever after.

Travis Kelce Shows True Character With Taylor Swift Prenup Decision

Travis Kelce is betting on himself.

The Kansas City Chiefs tight end proposed to his girlfriend, Taylor Swift, prior to the 2025 NFL regular season. Kelce had been dating Swift since the start of the 2023 NFL season. The happy couple announced their engagement on social media.

“Your English teacher and your gym teacher are getting married 🧨,” Swift wrote to her 218 million followers on Instagram.

The wedding could take place sometime in 2026. A big question on everyone’s mind, of course, is if there will be a prenup. Swift has a music empire worth more than $1 billion, after all.

Kelce, who has made hundreds of millions of dollars through his NFL contracts, endorsements and his podcast, is reportedly “fully supportive” of a prenuptial agreement with Swift.

“Taylor’s been upfront from day one with Travis that being in love doesn’t mean being careless,” said a source close to the pop star, according to a report.

“She’s poured decades of sweat into building her career and fortune, and she wants to make sure it’s secure, no matter how head-over-heels they are. And Travis gets that completely – he admires how driven she is and believes it’s important they both stay financially independent.”

The prenup is reportedly “ironclad.”

“Travis is clearly doing very well for himself,” one insider added, saying, “There’s no jealousy here – he really respects how sharp she is when it comes to business.”

Kelce’s true character and love for Swift is on display

Ever since they started dating, Kelce and Swift have faced accusations of doing it for publicity. It’s fair to say that both have benefited in popularity thanks to the relationship. Swift is getting put in front of hundreds of millions of NFL fans, while Kelce is seeing his social media profiles, podcast and more pop off thanks to the growing interest in Swift.

But the decision on the prenup agreement proves that this is for real. Kelce is not letting anything get in the way of his love for Swift. We’ve seen celebrity relationships falter in the past due to prenup agreement issues. But Kelce is making sure this won’t be the case with his relationship with Swift.

Kelce is also betting on himself. The three-time Super Bowl-winning tight end has amassed a nice fortune on his own. He’s also setting up some major plays for his post-football future, including acting (he appeared in ‘Happy Gilmore 2’ earlier this year).

You always hope that the prenuptial agreement won’t come into play, but if it does for Swift and Kelce, neither one will be profiting off of the relationship.

That’s a good sign.